Unlock Financial Possibilities : Explore Our Loan Services
At MSME Finserve we understand the importance of financial flexibility. Our tailored loan solutions cater to diverse needs, ensuring your dreams find a secure foundation.
Morgage Loans
Loan Against Residential Property
The loan which is availed by mortgaging a residential property is the best way to raise funds. When a loan is secured by virtue of a residential property you may expect the best consideration from the lenders, especially if the said property is a self-occupied one.
Loan Against Commercial Property
The loan which is availed by mortgaging a commercial property. The proceeds of such a loan can be used for business as well as personal purposes. The commercial property could be Shops, Offices, Industrial premises.
Business Loan
Business Loan is generally referred to unsecured short term loan for businesses. These types of loans of raised by the businesses for short term fund requirements and can be repaid back in EMIs spread over Maximum 3-4 years. These loans are called unsecured as no collateral of any form is required to secure the loan amount. These loans can be availed by individuals, MSMEs, business owners, entrepreneurs, retailers, traders, manufacturers, self-employed professionals (CAs/Doctors), and several other business entities.
Working Capital Financing
Overdraft
An overdraft is a type of financing that is issued by financial institutions to individuals. Two common types of overdraft facilities include the standard overdraft on a checking account and the secured overdraft account, which allows individuals to borrow money against various financial instruments they possess as collateral.
Cash Credit
Cash credit is a short-term financing option a customer can use. Cash credit can be used for routine banking transactions if the customer does not have sufficient funds. Cash Credit is an facility line sanctioned by a bank for meeting working capital gap in the business.
Project Finance
It is the financing of longer-term infrastructure projects, industrial projects as well as public services with the non-recourse or limited recourse finance structure. The equity and debt that are used in financing the venture is returned by the cash flow that is generated from the projects.
Term Loan
It’s a single initial payment that you get from a lender. The lender makes the loan and you pay back the loan at a rate of interest determined. The interest rate may be fixed or variable , and is likely to be less than rates of other forms of financing.
Letter of Credit
Letter of Credit, also known as Documentary Credit, is a written commitment by an importers bank, known as the issuing banks, on behalf of its customer promising to pay the beneficiary up to a specified amount of money within a time limit and against stipulated documentation.
Bank Guarantee
Bank guarantees are an additional obligation to banks than credit letters do. A bank guarantee, similar to the letter of credit provides a specific amount to the beneficiary. The bank will only pay the amount when the opposing party fails to meet the terms of the contract.
Benefits of Secured And Unsecured Loan
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- info@msmefinserv.com
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MSMEs in India are the backbone for our economy and to keep the backbone healthy, MSMEs need to grow and sustain the good work they are already doing…
Disclaimer : MSME Finserve does not charge anything from the consumer. We just help customers compare and calculate EMI’s for various banks. We advise the customers to go through the charges, terms and conditions of the respective lenders carefully before taking any loan.
Our Authorized Banks & Financial Institutions reserve the right to adjust the processing fee discount against the amount received up-front from the customer as Processing fee towards the part EMI/Pre EMI, as the case may be, payable by the Customer upon availment of the Loan. Rates of interest are subject to the credit risk profile as assessed by our Authorized Banks & Financial Institutions. Customer shall be required to bear and pay applicable stamp duty, all charges levied by the CERSAI and all statutory/regulatory charges / taxes on account of the Loan or the security, that are presently applicable and as may be made applicable from time to time, during the pendency of each loan availed. For exact policies, we suggest checking our and respective bank’s Terms & Conditions.